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There are three primary types of financial aid:

  1. Gifts, which is also known as gift aid, often represented by scholarships and grants;
  2. Loans, representing an obligation to repay (with interest) funds borrowed for educational expenses;
  3. Employment, representing work opportunities where earnings are used towards educational expenses.

Financing, while not necessarily a type of financial aid, represents unique options to consider in covering educational expenses.

Use the links below to access more details on each of these types of aid:

Also, see How Financial Aid Works for more information about aid procedures.