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Fulfilling Graduation Expectations

Federal student loan borrowers who graduate and/or cease at least half-time enrollment are required to complete federally mandated “loan exit counseling.”  This requirement is completed on-line (refer to links below) and provides borrowers with information on the following:

  • possibility of delaying repayment via either deferment or forbearance;
  • various repayment options available;
  • consequences of having loans placed in a status of delinquency or default

For the following Federal Direct Loans:

  • Subsidized Direct Loan
  • Unsubsidized Direct Loan
  • Graduate PLUS Direct Loan

The required online “loan exit counseling” is available at

For the Federal Perkins Loan program, the required on-line “loan exit counseling” is available at

Last updated on

March 11, 2019 10:09 AM